First Time Buyers
First time buyers often have a lot to think about and buying your first home can appear to be a daunting prospect. At 3one6 solutions we aim to make sure that arranging your mortgage is the simplest part of the process for you. By shopping the whole of the mortgage market and discussing with you what you want and how much you want to spend we are able to design solutions that fit your needs and help you buy your first home in confidence.
More often than not you will have taken a 2, 3 or 5 year deal when you took out your mortgage. At the end of that initial period your interest rate will likely increase to the lender Variable Rate which will mean a higher monthly payment. We can search the whole of market, including rates with your current lender and find the very best deals available to you to meet your preferences and circumstances to make sure you are not paying more than you need to be. At this time we can also arrange additional borrowing should you require for almost any purpose such as home improvements, debt consolidation or even for a deposit on an investment property.
Think carefully before securing other debts against your home.
Moving to a larger or smaller home, moving area or simply fancy a change there is a lot to consider when moving home. We are able to help look at your budget for the price of your next home or tailor a plan to what you want spend each month. We will also advise you as to whether the best course of action is to stay with your existing lender or move to a new mortgage provider. Whatever you need or want to do we are there to make sure you can focus on finding your new home and not needing to worry about your mortgage. We also appreciate that some may be moving home due to circumstances they did not envisage our ethos of putting our customers’ needs first means that you can be assured of our sensitivity and understanding in these situations.